Dental Insurance

Dental Insurance for individuals and families with Optional Vision Benefits. Covers routine exams, cleanings and X-rays with no waiting periods. Basic procedures include services such as fillings and non-surgical extractions, plus Major services such as root canals, crowns and more.

Rated "A" (Excellent) by A.M. Best

UnitedHealthcare Dental Insurance
Plan options vary by state
Optional Vision Benefits Available
Available in all states EXCEPT: MA, ME, MT, NY, NJ, RI, VT, VA
UnitedHealthcare Dental Provider Search
Get a UnitedHealthcare Dental Insurance Quote
UHC Dental Plan Features
  • Four plan designs including network and non-network options
  • Choose from over 181,000 dentist in the UnitedHealthcare® Networks
  • Benefits for Preventative, Basic & Major services
  • Optional Vision Insurance benefits rider - network Co-pays
  • No age limit requirements
  • Search for providers in the UnitedHealthcare network

UnitedHealthcare is dedicated to taking the hassle out of dental insurance. When using a in-network dentist, you wont need to submit a claim form. UnitedHealthcare will pay in-network dentists directly.

Your Dental Coverage can begin as early as tomorrow

UnitedHealthcare Dental Insurance Plan Details

UnitedHealthcare Dental Waiting Periods
UnitedHealthcare Dental Insurance

Waiting periods apply to Basic and Major procedures. Waiting periods may vary by state. When running a quote, the plan specifics will be shown.

  • Preventative - Exams, X-rays, Cleanings and more - Not Waiting Periods
  • Basic - Fillings, Simple Extractions, General and Local Anesthesia and more - 6 Month Waiting Period
  • Major - Root Canals, Crowns, Bridges, Oral Surgery and more - 12 Month Waiting Period
UnitedHelthcare Dental Insurance

Note: This is only a general outline of the coverage. It is not an insurance contract, nor part of the insurance policy. You will find complete coverage details in the policy.


Preventative Services

  • Oral evaluations - limited to 2 per calendar year
  • Routine cleanings - limited to 2 per calendar year
  • Fluoride treatments - limited to covered persons under the age of 16 years. limited to 2 times per calendar year
  • X-ray (bitewing) - limited to 1 series per calendar year
  • X-rays (full mouth panoramic) - limited to 1 per 36 months
  • Space maintainers - limited to covered persons under the age of 16 years, once per 60 months. Benefit includes all adjustments within 6 months of installation
  • Sealants - Limited to covered persons under the age of 16 years and once per first and second permanent molar every 36 months

Basic Services

  • Fillings (amalgam and composite)
  • Simple nonsurgical extractions - limited to 1 per tooth per lifetime
  • General anesthesia - in conjunction with oral surgery or the removal of 7 or more teeth
  • Local anesthesia
  • Palliative treatment - only if no other services other than exam and radiographs were done on the same tooth during the visit

Major Services

  • Root canals - limit 1 per tooth, per 60 months
  • Gum disease treatment
  • Crowns - limit 1 per tooth, per 60 months
  • Surgical extractions
  • Full dentures - limited to 1 per 60 months
  • Bridges - limited to 1 per 60 months
  • Repairs to crowns, dentures and bridges
  • Oral surgery
  • Inlays/onlays - limit 1 per tooth per 60 months
UnitedHealthcare Life Insurance Company is rated "A" (Excellent) by A.M. Best. This worldwide independent organization examines insurance companies and other businesses and publishes its opinion about them. This rating is an indication of our financial strength and stability. (12-11-14)


Aetna Dental Access

Long Term Consumer Care, Inc. BBB Business Review



You can choose between 4 plans* which include network and non-network options


Preventative services are available as soon as the policy becomes active. Basic and major services are available once you reach the waiting period.


* Plan options vary by state. Refer to the brochure when running a quote and your policy.

UnitedHealthcare dental coverage begins the first of the month following the date you apply.

  • A vision insurance option is available in most states


  • There is No Waiting for preventative, services.


  • There are no age limits.


  • You can cancel your dental insurance at any time.


  • You may go to the provider of your choice; however, you will only receive a discount by going to a participating provider. You can also change providers at any time, just make sure you use a participating provider..

About Us

Long Term Consumer Care, Inc. is an insurance agency and brokerage firm. Licensed nationwide, LTCC operates electronic consumer insurance information services nationwide and worldwide. Catering to the needs of self-directed insurance shoppers, we own and operate several insurance related properties. Our sites provide an array of comparative health insurance, short term health insurance, dental, travel insurance quotes and dental discount plans, combined with insurance information and decision-making tools. We provide instant quotes from top rated insurance companies for multiple product lines and allows a user to purchase insurance directly from the company of their choice - always at the lowest price.

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  • Phone:
    (800) 544-9505
  • Fax:
    (262) 436-1720
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  • Address:
    W162 N8241 Tamarack CT
    Suite 102
    Menomonee Falls, WI 53051