Supplement Health Insurance

Lower your out of pocket expenses with Supplement Plans

Accident Medical, Critical Illness, Rx, Disability, Vision and more

Supplement Options
Compare Plans
Get Quotes & Apply

Why Consider a Supplement Option?

With accidents, illness and hospital stays, you may deal with high deductibles, coinsurance and loss of income. NM We offer affordable supplemental health plans that can help you control your out of pocket expenses.

Below are the descriptions of the supplemental plans we offer.
Accident Medical Plans

> View the Accident Medical Plans

Accident Medical Insurance Plans by IHC

With accidents, illness and hospital stays, you may deal with high deductibles, coinsurance and co-payments. Metal Gap, The IHC Group’s supplemental insurance product, helps you manage these costs.

 

Affordable and guarantee issue–meaning you cannot be turned down, regardless of your health history – Metal Gap provides a lump-sum payment when a covered critical illness or an accident occurs. The payment is sent directly to you. You can use it to cover out-of-pocket expenses, prescriptions, living expenses such as mortgage or car payments, lost wages and other costs.

Critical Illness Plans

> View the Critical Illness Plans

Critical Illness Plans by IHC

  • Cash when you need it
    Critical illness insurance pays you a lump sum cash benefit when a covered medical condition is diagnosed. You choose how to spend the money, whether for lost income, mortgage or child care payments.
  • Benefits for serious conditions
    Includes cancer, heart attack, stroke, major organ failure, coronary bypass, angioplasty, coma, paralysis and severe burn.
Higher benefit levels
Benefits options range from $20,000 to $50,000 for primary insured and spouse, with a $10,000 option for children
Telemedicine / TeleDoc

> View the Telemedicine Plans

Health Care at Home, at Work, at your Fingertips. Health Care Anywhere.

You want access to quality, convenient, cost-effective health care. You don’t want to wait for it. Telemedicine delivers just that.

 

What is telemedicine? Telemedicine, also known as telehealth, connects you to licensed physicians by phone, within minutes. These consultations cost a fraction of an office visit and are available almost anywhere you go. Connects you 24.7.365 to a national network of board-certified doctors at only $15 per consultation. Telemidicine plans are not insurance. Get a Instant Quote

 

It's affordable at: $12.50 Single, $14.95 Family + $10 Application Fee

 

Vision Insurance - VSP and EyeMed

> View the Vision Insurance Brochure

Vision insurance by Security Life Insurance Company of America

Direct Vision provides stand-alone coverage for individuals, seniors and families and features:

 

  • A very large doctor network with over 31,000 VSP providers
  • Great selection with a $150 frames allowance
  • Eye exams, eyewear, lens options, contact lenses
  • Choice of 12/12/12 or 12/24/24 exams, lenses & frames frequencies
  • Individual rates starting at $12.22 a month
  • Everyday effective dates available
  • Get a instant Quote

 

Call 1-800-544-9505 with any questions

Long Term Consumer Care, Inc. is an insurance agency and brokerage firm. Licensed nationwide, LTCC operates electronic consumer insurance information services nationwide and worldwide. Catering to the needs of self-directed insurance shoppers, we own and operate over a dozen insurance related properties. Our sites provide an array of comparative health insurance, short term health insurance, dental and travel insurance quotes, combined with insurance information and decision-making tools.

We have been online for over 20 years and a A+ rated member of the Better Business Bureau since 2001.

Licensed in 46 states, we offer a variety of health plans including: Short Term Medical insurance, Affordable Care Act Plans, dental insurance, discount dental plans, international medical insurance, Supplemental coverage and more.

The carriers we represent include: HCC Life Insurance Company, The IHC Group, Standard Security Life Insurance Company, Madison National Life, Aetna, National General and NHIC and many more.

We only offer plans that we would recommend to our own family



Offering supplemental health insurance by The IHC Group, Standard Security, Madison life and Security Life Insurance Company of America

 

This provides a very brief description of some of the features of the insurance plans we offer. It is not the insurance policy and does not represent it. A full explanation of benefits, exceptions and limitations is contained in Individual Policy.

Long Term Consumer Care, Inc. BBB Business Review

 

STM Carriers
LTCC, Inc.
FAQ

All of the supplement plans listed on this page can be used with other coverage or stand alone.

 

The Accident Medical plans and the Critical illness plans pay you directly. Designed to lower your out of pocket expenses for any other coverage you might have.

 

These plans are a good choice if you have a high deductible plan.

The supplemental plans do not have a limited duration. You can keep your plan as long as needed or cancel at any time.

Your coverage can begin as early as the day after you apply or the first of the month following the date you apply.

Accident Medical Plans

No Out-of-Network Penalties

Accidental Medical and Critical Illness plans are considered indemnity plans - meaning they pay a specific dollar amount based on the type of illness or accident. The amount the plan pays has not bearing on what doctor or hospital you use.

About Us

Long Term Consumer Care, Inc. is an insurance agency and brokerage firm. Licensed nationwide, LTCC operates electronic consumer insurance information services nationwide and worldwide. Catering to the needs of self-directed insurance shoppers, we own and operate several insurance related properties. Our sites provide an array of comparative health insurance, short term health insurance, dental, travel insurance quotes and dental discount plans, combined with insurance information and decision-making tools. We provide instant quotes from top rated insurance companies for multiple product lines and allows a user to purchase insurance directly from the company of their choice - always at the lowest price.

Customer Testimonials
Free Discount Rx Plan
License Information
Privacy Policy
Sitemap

Get in Touch

  • Phone:
    (800) 544-9505
  • Fax:
    (262) 436-1720
  • Email:
    info@consumerbenefits.net
  • Address:
    W162 N8241 Tamarack CT
    Suite 102
    Menomonee Falls, WI 53051