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LTCC is a trademark of Long Term Consumer Care, Inc.  All other products mentioned are registered trademarks of their respective  companies.

Long Term Consumer Care, Inc.

HCC Travel Medical / International Short Term Health Insurance

HCC - Travel and International Health / Medical Insurance

HCC Medical Insurance Services. provides travel and medical insurance to international travelers, expatriates, students, overseas visitors, immigrants, global citizens and corporations.  Below you will find all of the International and travel plans offered by HCC Medical Insurance Services (formerly Multinational Underwriters).

Atlas Travel Series
Short-term health insurance for individuals traveling outside their Home Country

Whether you are traveling for business or pleasure, the Atlas plan may be just what you're looking for. Plans are available from a minimum of 5 days up to a maximum of one year. At no additional cost, the Atlas Series adds coverage for Emergency Medical Evacuation, Acts of Terrorism and Complications of Pregnancy.

Get Quote (En Español) | Review Coverage (En Español)

CitizenSecureSM

An international major-medical and term life insurance for individuals and families

CitizenSecureSM is available to individuals in locations around the world. The plan is annually renewable and offers comprehensive medical coverage worldwide. An option to exclude coverage within the US and Canada is available. Optional Dental, Term Life and AD&D are also available.

Get Quote (En Español) | Review Coverage (En Español)

CitizenSecureSM Economy

Affordable international medical and term life insurance for individuals and families

CitizenSecureSM Economy is available to individuals in locations around the world and offers affordable worldwide coverage. With scheduled benefits, this plan is appropriate for those who need comprehensive coverage at a price to fit their budget’s needs. Optional Dental, Term Life and AD&D are also available.

Get Quote (En Español) | Review Coverage

StudentSecureSM

Worldwide health coverage for students pursuing their education abroad
StudentSecureSM is designed specifically to meet the insurance needs of international students. Whether you are looking for individual coverage or coverage for the entire family, our Select and Budget options have the features you need. Each plan includes coverage for Emergency Medical Evacuation, Intercollegiate Sports, Acts of Terrorism and more!
Get Quote (En Español) | Review Coverage (En Español)

Atlas Group Series

Short-term international health insurance for 5 or more traveling abroad
The Atlas Group Series is tailored for groups of 5 or more US and non-US Citizens traveling outside their Home Country for 5 days up to one year. This plan is appropriate for missionaries, students and business executives features Emergency Medical Evacuation, coverage for Acts of Terrorism and Home Country Medical Coverage.
Get Quote (En Español) | Review Coverage (En Español)

Atlas Professional

International health coverage for executives taking multiple trips throughout the year
Atlas Professional is available to executives and their families who require a 12 month comprehensive medical policy with coverage for multiple trips of 30 days duration or less. If you maintain medical coverage in your home country, Atlas Professional is designed to take some of the risk out of your international business travel.
Get Quote   (En Español)  |  Review Coverage  (En Español)

MultiNational Accident Plan (MAP)

The first comprehensive personal accident plan for international travelers
MAP features high limit Accidental Death and Dismemberment and high limit Permanent and Total Disability insurance - including coverage for most Acts of War and Terrorism. This plan may be purchased alone or as a supplement to any other product. No underwriting is required!
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IC+ International Term Life
Ten year term life insurance available to individuals outside of the US
Need long term international term life coverage? IC+ will cover you up to ten years while residing abroad. This life insurance plan is useful for individuals relocating abroad who require family, corporate or bank protections. Basic Life, Terminal Illness and Double Indemnity options are available to fit your needs.
Get Quote | Review Coverage
GroupSecureSM
An international medical plan for 3 or more employees working abroad
Group rates, monthly payment options and life insurance all combine with quality medical insurance to deliver group coverage for US based organizations with employees overseas or non-US organizations employing expatriates, third country nationals or key local nationals.
Request a Quote | View Brochure
HCC Medical Insurance Services
International products are administered by Indianapolis-based HCC Medical Insurance Services (HCCMIS), a recognized leader in international life, accident and health insurance offering coverage in more than 130 countries. Through our staff and a worldwide network of distributors, we provide quality and value for our clients. The company is available 24 hours a day, 7 days a week to serve its clients worldwide. HCCMIS is a subsidiary of HCC Insurance Holdings, Inc. (NYSE: HCC), which is a leading international specialty insurance group headquartered in Houston, Texas. HCC has assets of $8.9 billion and shareholders' equity of $2.8 billion and is rated 'AA' (Very Strong) by Standard & Poor’s, 'AA' (Very Strong) by Fitch Ratings, and 'A+' (Superior) by A.M. Best Company.

Lloyd's, London
All international plans are underwritten by Syndicates 308, 382 or 4141 at Lloyd's, London. Lloyd's, the largest and oldest insurance market in the world, provides accident and health insurance to over 1,000,000 people in over 100 countries. Lloyd's currently enjoys an 'A+' (Strong) rating from Standard & Poor's and is highly qualified to protect you on your next international trip. Click here to learn more about Lloyd's.

HCC Life HealthCare Options
HCC Life HealthCare Options, a division of HCC Life Insurance Company, offers HCC Life STM. Headquartered in Indianapolis, Indiana, HCC Life HealthCare Options has a team of claims specialists, medical professionals and service representatives available 24 hours a day, 7 days a week to answer your questions and respond to your needs promptly and compassionately.

HCC Life Insurance Company
HCC Life STM is underwritten by HCC Life Insurance Company (HCC Life). For more than 30 years, HCC Life Insurance Company has been an industry leader in medical stop loss and excess lines coverage. HCC Life, an Indiana domiciled insurer, has offices in Atlanta, Boston, Dallas, Indianapolis & Minneapolis and writes over $750 million dollars in premium annually. HCC Life is rated 'A+' (Superior) for financial strength by A.M. Best Company ratings services. All HCC Life products are backed by the financial stability of our parent company, HCC Insurance Holdings, Inc. (NYSE: HCC).

 Long Term Consumer Care, Inc.
• N27 W23960 Paul Road, Suite 201 • Pewaukee • WI • 53072 • USA•
• Phone: International: 1-262-523-1919 • Fax: 262-523-1910 • Toll Free: 800-544-9505•
• Email Address: info@consumerbenefits.net • Web Site: http://www.consumerbenefits.net