VBA 24 Hour Accident Coverage
Lower your out of pocket expenses with Accident Expense Plans
Starting at $29.95 per Month - No enrollment fees.
Why Consider a Accident Expense Plan?
With accidents, illness and hospital stays, you may deal with high deductibles, coinsurance and loss of income. Accident Expense and Critical Illness coverage can pay your deductible and out of pocket expenses. Many options to choose from to fit your needs.
VBA Accident Medical Insurance
Membership with Accident Coverage for Members and their Family
Helps pay your Accident medical expenses for hospital emergency room and confinement, doctor and surgeon, lab test and x-rays, and ambulance
Accidental Death and Dismemberment benefits up to $10,000
Identity Restoration - ID Recovery Pros provides immediate and complete assistance in resolving ALL threats if your identification has been compromised. ID Restoration is a fully managed service.
Benefits are paid directly to you or your provider.
You can choose any doctor or hospital
Choice of plan options: $25,000, $20,000, $15,000, $10,000, $7,500, $5,000 or $2,000
Automatic acceptance through age 64
MDhotline, your lifeline for quick, high quality, non-emergency healthcare, 24 hours a day, 7 days a week! Cost of UNLIMITED consultations with a MDhotline Doctor is included in your VBA membership! Prescriptions for non-narcotic medications may be written over the phone for you and your dependent children of all ages when sufficient medical history is available.View the Accident Expense options and get a instant Quote
Long Term Consumer Care, Inc. is an insurance agency and brokerage firm. Licensed nationwide, LTCC operates electronic consumer insurance information services nationwide and worldwide. Catering to the needs of self-directed insurance shoppers, we own and operate over a dozen insurance related properties. Our sites provide an array of comparative health insurance, short term health insurance, dental and travel insurance quotes, combined with insurance information and decision-making tools.
We have been online for over 24 years and a A+ rated member of the Better Business Bureau since 2001.
VBA - Value Benefits of AmericaWe offer this plan in the following states:
AL, AZ, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, MI, MN, MS, MO, NE, NV, ND, OH, PA, RI, SC, TN, TX, VA, WV, WI, WY
Value Benefits of America (VBA) is not an insurance company or program. Accident Benefit Payments are made by the administrator for the insurance company issuing the blanket coverage to Members.
This provides a very brief description of some of the features of the insurance plans we offer. It is not the insurance policy and does not represent it. A full explanation of benefits, exceptions and limitations is contained in Individual Policy.
All of the supplement plans listed on this page can be used with other coverage or stand alone.
The Accident Medical plans pay you directly. Designed to lower your out of pocket expenses for any other coverage you might have.
These plans are a good choice if you have a high deductible plan.
The supplemental plans do not have a limited duration. You can keep your plan as long as needed or cancel at any time.
Your coverage can begin as early as the day after you apply or the first of the month following the date you apply.
No Out-of-Network Penalties
Accidental Medical plans are considered indemnity plans - meaning they pay a specific dollar amount based on the type of illness or accident. The amount the plan pays has no bearing on what doctor or hospital you use.