Allstate Health Solutions
Short Term Medical Insurance
Rated A+ Superior by AM BEST
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Allstate Health Solutions – Short Term Medical Insurance plans have robust health benefits powered by the Aetna Open Choice PPO Network and the Cigna PPO Network. Get temporary health coverage to protect yourself and your family against the unexpected illness or accident. Next Day short term health coverage is available and Guaranteed Issue short term plans are available in many states. Quote, Apply and Print your policy in less than 7 minutes. One time application fee is $35.
Available in the following states: AL, AR, AZ, FL, GA, IA, ID, IL, IN, KS, KY, LA, MD, MI, MO, MS, MT, NC, ND, NE, NV, OH, OK, OR, SC, TN, TX, UT, VA, WI, WV, WY
Simply Enter your Zip Code and Birth Date for a instant Quote
Simply Enter your Zip Code and Birth Date for a Instant Allstate Quote
Allstate Health Solutions short term medical insurance is powered by the Aetna Open Choice PPO Network and the Cigna PPO Network. A Preferred Provider Organization (PPO), consists of a network of doctors and health care facilities that agree to provide services at a pre-negotiated, reduced rate. Aetna Open Choice PPO contains more than 690,000 participating physicians and ancillary providers and 5,700 hospitals, Aetna’s network provides services with strong, negotiated rates, helping you to save on the cost of health care. With the Cigna network options, choose from more than 1,000,0004 primary care doctors and specialists across 6,300 hospitals in the Cigna PPO Network
Allstate Health Solutions – Short Term Health Insurance Features
Length of Coverage
You can keep your short term coverage for 30 to 364 days, and its renewable for up to three years in some states. The length of coverage and renewability varies by state.
No Deductibles for Urgent Care
Unlimited visits; $50 copay per visit. The remainder of the Urgent Care charge is subject to the coinsurance.
Doctor Office Visit
Doctor and office visits go towards your deductible and coinsurance.
Guaranteed Issue Short Term Medical Plan
If you don’t qualify for a standard short-term plan, Guaranteed Issue plans are available in the following states: AL, AR, AZ, FL, GA, IL, KS, KY, LA, MO, MT, NC, ND, NE, NV, OH, OK, SC, SD, TX, UT, WI, WV, WY
Allstate Health Solutions – Short Term Medical Plan Details
- Pays up to $5,000,000 Coverage Period Maximum per Covered Person
- Choice of Coverage Periods – 30 to 364 days depending on your state
- Select the exact number of days of short term health insurance coverage
- Pay for your Allstate short term medical monthly or receive a single pay discount
- Reapply if you need a longer period of temporary medical coverage
- Aetna PPO Choice Network and Cigna PPO Network depending on your state
- Choice of Deductibles from $2,000 to $25,000 per member
- Coinsurance – The Insurance pays 50% to 100% depending on option chosen
- Coinsurance out-of-pocket $0 to $7,500 (Amount you pay after deductible)
- $50 Urgent Care Center copay – the deductible is waived
- Choose a monthly plan which you can cancel at any time
- Child Only Coverage is available – the minimum age is 60 Days Old
- Free Look Period ensures your satisfaction with a 10-day money back guarantee
- Plan Enhancements: Dental insurance, accident medical expense and many other add-on options
Short Term Medical Coverage is ideal for those who are
- Between jobs or laid off – Waiting for employer benefits
- Retired individuals (under 65) waiting for Medicare
- Part-time or temporary employees with no group coverage
- College Student or recently graduated and searching for employment
- Need to prove you have health insurance
- Finding COBRA health insurance coverage is unaffordable
- Looking to fill the gap until the next open enrollment period
The Allstate Corporation (NYSE: ALL) is one of the largest publicly held personal lines insurers in the United States. As part of the Allstate Corporation, Allstate Health Solutions is focused on providing supplemental and short-term coverage options to individuals and associations. Allstate Health Solutions is the marketing name for products underwritten by National Health Insurance Company, Integon National Insurance Company, Integon Indemnity Corporation and American Heritage Life Insurance Company. These four companies, together, are authorized to provide health insurance in all 50 states and the District of Columbia. Each underwriting company is responsible for its respective products. National Health Insurance Company underwrites products in AL, AR, AZ, GA, IA, ID, IL, IN, KS, KY, LA, MD, MI, MO, MS, MT, NC, ND, NE, NV, OH, OK, OR, SC, SD, TN, TX, UT, VA, WI, WV AND WY. Integon Indemnity Corporation underwrites policies in FL
Contact us with any questions you have on the Allstate Health Solutions short term medical insurance.